If you’re stuck in a timeshare contract you no longer want, you’ve probably asked yourself some tough questions:
- “Can canceling hurt my credit?”
- “What happens if I stop paying?”
- “Is it possible to get out without ending up in collections?”
You’re not alone—these are some of the most common concerns for timeshare owners who feel trapped by mounting fees and broken promises. Let’s break down what really happens to your credit when you decide to take action.
Will Canceling My Timeshare Hurt My Credit?
The short answer: It depends on how you exit your contract. If you simply walk away and stop making payments, your timeshare company can—and likely will—report missed payments to the credit bureaus. The result? Your credit score can take a serious hit, making it harder to secure loans, credit cards, or even rent an apartment in the future.
But here’s the good news: With the right help, you can exit your timeshare the right way—without sabotaging your financial future. At Liberty Timeshare Resolution, we specialize in navigating these tricky waters to protect your credit and your peace of mind.
What If I Stop Paying My Timeshare?
It’s tempting to just stop making payments, especially if you feel your timeshare company has misled you, or rising fees have become unmanageable. However, this route can lead to:
- Late fees and interest charges
- Aggressive collection calls
- Negative marks on your credit report
- Potential legal action
This is why it’s crucial to explore all your options before making a move that could impact your financial well-being for years to come.
Is it Possible to Cancel Without Going Into Collections?
Absolutely! The key is to work with a reputable, experienced team that understands both the timeshare industry and the nuances of debt resolution. At Liberty Timeshare Resolution, we provide:
- A free consultation and financial analysis
- Expert guidance every step of the way
- A 100% money-back guarantee if we can’t help you within 18 months
Our proven process ensures you can break free from your timeshare—without the nightmare of collections or credit damage.
Don’t Let Fear Hold You Back
If you’re feeling overwhelmed by your timeshare and worried about your credit, you’re not alone. Take the first step toward freedom—schedule a free consultation with Liberty Timeshare Resolution today. We’ll answer your questions, review your options, and help you move forward with confidence.
Your financial future is too important to risk. Let’s work together to protect it.
I am interested in getting rid of my timeshare. It is with Canada House Beach Club, Pompano Beach, FL. Can’t you send me your program outline w/o the whole appointments rigmarole, explaining what you need to know and what financial amount you would be asking of me?
Hi Roger! You can get a copy of our Free Timeshare Resolution Guide here and it will give you a better idea of how our process works. This is where most of our customers start https://libertytimeshareresolution.com/timeshare-resolution-guide/