A Law That Could Change Everything – Or Not

A proposed piece of federal legislation — the Timeshare Transparency Act — has been gaining attention in 2025 and into 2026, and if you own a timeshare, it deserves yours too.

The bill proposes, among other things, that timeshare developers must provide owners with clear, documented options to exit their ownership contracts. Sounds straightforward, right? The frustrating truth is that most owners have been asking for exactly this for decades — and the industry has largely refused to deliver it.

At Liberty, we believe informed owners make better decisions. So here’s a plain-English breakdown of what this legislation proposes, what it doesn’t guarantee, and — most importantly — what you can do right now regardless of whether it ever becomes law.

What the Timeshare Transparency Act Proposes

The bill includes several consumer-protection provisions aimed at correcting abusive practices that have plagued the timeshare industry for years:

• Mandatory disclosure of exit options at the time of sale
• Clear “cooling off” periods with no penalty cancellations
• Stricter rules around high-pressure sales presentations
• Prohibition of deceptive contract language that obscures perpetual obligations
• Documented resale options that must be communicated to buyers

At its core, the bill is an acknowledgment — even from lawmakers — that the industry has been misleading people. That’s notable. But here’s the catch.

Why This Bill Is Not a Relief Plan for Current Owners

Even if the Timeshare Transparency Act passes — which is far from certain — it would almost certainly apply to future sales, not existing contracts. If you already signed on the dotted line, a new law governing sales disclosures doesn’t undo the contract you’re currently bound by.

We’ve seen this pattern before. Consumer protection legislation in any industry tends to protect tomorrow’s buyers, not yesterday’s. So while the bill is a step in the right direction for the future of timeshare sales, it does nothing to free you from the mortgage, maintenance fees, and perpetual obligations you may be carrying today.

The only way to address your current situation is through the legal cancellation process — which is precisely what Liberty specializes in.

The Problem the Bill Acknowledges (But Can’t Fix Retroactively)

Here’s what the proposed legislation implicitly confirms: millions of Americans were sold timeshares without being told how difficult — sometimes impossible — exiting would be.

You may have been told:

• “You can always sell it.” (There is essentially no resale market — units routinely sit unsold even at $1.)
• “The fees are fixed.” (They aren’t — average maintenance fees have risen sharply over recent years.)
• “It’s a great investment.” (Timeshares depreciate immediately and carry ongoing liabilities.)

The Timeshare Transparency Act exists precisely because these misrepresentations were so widespread. The legislation is a regulatory response to a broken industry. But for owners like you who are already locked in, the solution is cancellation — not waiting on Washington.

What You Can Actually Do Right Now

You don’t need to wait for a law to pass. Timeshare cancellation is a legal, documented process that has already helped over 30,000 owners walk away from their contracts — including here at Liberty, where we’ve eliminated more than $350 million in timeshare debt.

Here’s the process we use:

• Free consultation to review your specific contract and circumstances
• Full financial analysis showing what you’re projected to pay over the life of the contract
• Expert resolution — our U.S.-based team works one-on-one with you to terminate the agreement
• Written confirmation once cancellation is complete

And if we can’t get you out within 18 months? We refund every penny. That’s our guarantee — no legislation required.

The Bigger Picture: Accountability Is Coming

The push for the Timeshare Transparency Act is part of a broader shift in how regulators view the industry. State attorneys general have already taken action against several major timeshare developers. The FTC has increased scrutiny of high-pressure sales tactics. And consumer complaints against timeshare companies have numbered in the tens of thousands over recent years.

The industry is under more pressure than it has ever been. But that pressure doesn’t automatically translate into relief for existing owners. It does, however, validate what Liberty has been saying since 2018: these contracts were often signed under misleading conditions, and owners have legal grounds to exit them.

Bottom Line

The Timeshare Transparency Act may or may not become law. But the right to exit an unwanted, deceptively sold timeshare contract? That already exists — and Liberty is here to help you use it.

Don’t wait for Congress. See if you qualify for cancellation today.